General Insurance

General Insurance Policies can be held by an Individual as well as Corporates which is a unique feature. One of the most important aspects of General Insurance is that all policies are Indemnity Based policies & the individual / corporate suffering loss cannot benefit out of insurance and the losses will be indemnified to the extent of financial/economic loss suffered.

The following products have evolved and are in practice presently under the General Insurance stream:

Property Insurance - Fire Insurance, Property All Risk, Business Interruption.

Fire Insurance

Property All Risk

Business Interruption Insurance

Legal Liabilities – Comprehensive General Public / Third Party Liability, Product / Public Liability, Workmen Comp/Employers Liability.

Commercial General Liability

Product Liability

Workmen Comp/Employers Liability

Equipment Insurance - Electronic Equipment, Plant All Risks, Machinery Break Down Insurance

Electronic Equipment Insurance

Plant All Risks

Machinery Breakdown

Project Insurance – Contractors / Erection All Risks, Professional Indemnity.

Contractor's / Erection all risk

Professional Idemnity

Marine Insurance - Open Marine Policy, Specific Cargo Policy, Marine Hull Insurances, Hauliers Liability

Marine Insurance

Marine Hull Insurances

Hauliers Liability

Motor Vehicles – Two wheeler, Car, Commercial Vehicle Insurance

Two wheeler

Motor Insurance

Commercial Vehicle Insurance

Retail – Home Insurance, Office Package, Overseas Travel Insurance

Home Insurance

Office Package

Overseas Travel Insurance

Specialized Products – Credit Insurance, Bankers’ Indemnity Insurance, Jewellers Block, Directors & Officers.

Credit Insurance

Bankers Indemnity Insurance

Jewellers Block

Directors and Officers Liability

Other Miscellaneous – Cyber Insurance, Money, Fidelity & other customized products based on Customer need, Aviation Insurance

Cyber Insurance

Money Insurance

Fidelity & other customized products based on Customer need

Aviation Insurance